How much does a good dog insurance cost? Monthly premiums can range from as low as $10 to higher than $100, though most pet owners can expect to pay between $30 and $50 per month for a plan with decent coverage. Your pet’s age, species and breed, as well as where you live and the coverage you choose, all factor into your insurance rates.
How do I choose the right insurance for my dog?
- Check whether your pet is eligible. Puppies and kittens often must be a minimum of 6 to 10 weeks old to be insured, depending on the company.
- Decide how much coverage you want.
- Understand reimbursements and deductibles.
- Look for exclusions and waiting periods.
Should I get pet insurance before going to the vet? I recommend getting pet insurance BEFORE ever bringing the pet in for an exam. In my experience, owners with pet insurance are able to make decisions based on expected prognosis rather than cost when they know that some or all of the veterinary care is covered.
Can I use my insurance for my dogs meds? Medication costs are covered by most pet insurance policies regardless of whether the prescription is filled at a human or veterinary pharmacy.