Does having a dog affect your homeowners insurance? When adding your dog to your homeowners insurance, there is a chance that your premium will go up. This is especially true if the breed of your dog falls under the provider’s “breed list” which determines which breeds they will or will not cover, and which breeds are associated with higher premiums.
How much does a dog Add to homeowners insurance? The most common result is that insurers will increase your insurance premiums. A nationwide ValuePenguin analysis found that rates went up 1% if a policyholder had a breed of dog some insurers consider aggressive.
Do you have to tell your homeowners insurance about a dog? Yes, you should tell your homeowner’s insurance company if you have a dog. Homeowners insurance for dog owners will indemnify you against claims for damages as a result of your negligence, including dog bites and property damage.
What dog breeds affect homeowners insurance?
- Alaskan Malamute.
- American Pit Bull Terrier.
- Chow Chow.
- Cane Corso.
- Doberman Pinscher.
- German Shepherd.
- Great Dane.