Can homeowners insurance drop you because of a dog? Can Homeowners Insurance Drop You Because Of A Dog? It’s unlikely that your homeowners insurance will drop you because of a dog. However, if your dog falls under the provider’s “breed list” that determines which breeds they will or will not cover, you may be required to pay a higher insurance premium.
Do you have to tell your homeowners insurance about a dog? Yes, you should tell your homeowner’s insurance company if you have a dog. Homeowners insurance for dog owners will indemnify you against claims for damages as a result of your negligence, including dog bites and property damage.
What dog breeds affect homeowners insurance?
- Alaskan Malamute.
- American Pit Bull Terrier.
- Chow Chow.
- Cane Corso.
- Doberman Pinscher.
- German Shepherd.
- Great Dane.
How much does a dog Add to homeowners insurance? The most common result is that insurers will increase your insurance premiums. A nationwide ValuePenguin analysis found that rates went up 1% if a policyholder had a breed of dog some insurers consider aggressive.